So if you operate without proper rating(s) or in a FAR PART § 91.13 Careless or reckless manner (non Instrument Rated in marginal VMC or IMC conditions at tree top level .....) etc. your surviving dependant(s) ...... the aircraft manufacturer and Flight training providerCirrus ordered to pay $14 million due to fatal plane crash
by Elizabeth Stawicki, Minnesota Public Radio
June 5, 2009
An Itasca County jury has ordered Cirrus Design, an airplane manufacturer in Duluth, and the University of North Dakota to pay $14.5 million to the families of two men who were killed in a 2003 Cirrus plane crash in north central Minnesota.
The plane crashed in a densely wooded area near Hill City on Jan. 18, 2003, killing the pilot, Gary Prokop, 47, and James Kosak, 51. Both were from Grand Rapids.
The men were traveling in a Cirrus SR-22 to St. Cloud to meet family members for a hockey tournament. Witnesses say they saw the plane flying at a high speed at treetop level, and then burst into flames when it hit the trees.
The families of the two men sued Cirrus and the University of North Dakota's Aerospace Foundation, claiming they were negligent in failing to adequately train Prokop on how to fly the plane by instruments in bad weather.
Attorney Phil Sieff, who represented Kosak's family, said Cirrus and UND did not provide training in risk management of the Cirrus SR-22.
"We contended very clearly that Mr. Prokop purchased and was promised training, and it wasn't provided to him," said Seiff. "The failure of that training directly led to the plane crash, and the jury agreed."
The jury found Cirrus and University of North Dakota were 75 percent negligent, and found Prokop 25 percent negligent.
Jurors awarded Kosak's family $7.4 million and Prokop's family $9 million -- it would have been $12 million had he not been found negligent.
Todd Simmons, Cirrus' vice president of marketing, says the company is considering an appeal.
"We are disappointed in this initial verdict, but we're going to be exploring all the options in the legal process for Cirrus aircraft," said Simmons.
Earlier this week, Cirrus announced that it is recalling 50 employees who had been laid off in January, and increasing its production from four aircraft per week to six. Simmons said the company did not believe the verdict would affect those moves.
The company had about 500 workers on furlough early this year, and most of them are now back at work. Cirrus also eliminated more than 200 jobs in a reorganization last fall.
Source (Minesota Public Radio)
BTW Risk Management = 'First Class' Bull Sh*t/Crap.
In my opinion - No aircraft manufacturer, Flight training provider or personal Flight Instructor is a add-on 'Family' live insurance in case of (example): operations beyond airmen qualifications, justifying bad attitude/behavior - poor go/no-go decision making - poor airmanship, get-there-itis, flying at tree top level, FAR PART § 91.13 Careless or reckless operation(s) and last but not least NOT knowing or complying with the Federal Aviation Regulations etc. etc.The National Transportation Safety Board determines the probable cause(s) of this accident as follows:
Spatial disorientation experienced by the pilot, due to a lack of visual references, and a failure to maintain altitude. Contributing factors were the pilot's improper decision to attempt flight into marginal VFR conditions, his inadvertent flight into instrument meteorological conditions, the low lighting condition (night) and the trees.
Source (NTSB Identification: CHI03FA057)
Note: .... (47) flying experience see item "PERSONNEL INFORMATION" H E R E
I (multiple K Instrument Rated aviator) hope Cirrus Design and The University of North Dakota (UND) appeals this
decision to a higher court and .... 'how low can you go' ...... don't get a penny from Cirrus Design and UND 
Back to the 80's ?
"Have fun, Fly safe, don't forget to lower the gear and stay out of trees"
